Health Access Direct
Healthcare for Individuals
Ideal for the self-employed, 1099, association, or for those simply exploring alternatives to traditional insurance, this option was built with you in mind.
Health Access Cooperative
If traditional health insurance feels expensive, complicated, or restrictive, there’s another way to approach healthcare costs. Health Access Solutions (HAS) is a community-driven membership model designed to help cover significant, unexpected medical expenses without the constraints of conventional insurance.
The HAS community empowers members through transparency, flexibility, and shared responsibility - creating a smarter, more efficient way to manage healthcare spending.
With Health Access Co-Op, members benefit from:
A more affordable alternative to traditional insurance (often up to 50–60% lower monthly cost)
No networks (keep your doctor)
Reduced out-of-pocket exposure when facing illness or injury
Personalized support from experienced healthcare advocates
Access to unlimited everyday care when paired with a Direct Primary Care (DPC) membership
Use your Co-Op Membership for:
Emergency room visits
Hospital stays
Surgeries and procedures
Maternity care (prenatal, delivery, and postnatal)
Specialist visits for major diagnoses
Injuries requiring ongoing treatment
Mental health needs
Preventive mammograms and colon cancer
screenings
Other eligible large, unexpected medical expenses
Discount prescription service
Everyday Care
Direct Primary Care (DPC)
If you’re tired of rushed appointments, surprise bills, and insurance red tape, Direct Primary Care offers a better experience. DPC is a membership-based model that gives you unlimited access to your primary care physician for a simple, predictable monthly fee.
Instead of billing insurance, your doctor works directly for you - providing personalized, relationship-driven care focused on prevention, accessibility, and long-term health.
With Direct Primary Care, members enjoy:
Unlimited office visits with little to no wait times
Direct access to your doctor via phone, text, or email
Longer appointment times (often 30–60 minutes)
Transparent, flat monthly pricing (typically $60–$100 per adult)
Discounted labs, imaging, and generic medications
A proactive, prevention-first approach to care
Look for a DPC nearest you in the DPC national directory.
